Real Estate & Investment

End-to-end consulting in every area of Montenegrin real estate — click a service for details.

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500+verified listings
3%property transfer tax
4 langTR · EN · DE · RU
A→Zpurchase to residence

Why work with OSAR?

One point of contact from purchase to residence; a verified portfolio and local market knowledge.

Verified portfolio

We check each property's title deed (LN/KO) and present real photos and accurate locations — no surprises.

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A 4-language team

A team speaking Turkish, English, German and Serbian, with you for every document and meeting.

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Purchase to residence, in one place

Property selection, title transfer, tax number, bank account and property-based residence — all under one roof.

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Local market data

Realistic guidance based on district benchmarks, rental multiples and developing zones.

Service Details

Hundreds of verified sale listings across Montenegro. We check each property's title deed (LN/KO), present real photos and accurate locations, shortlist by your budget and goal (residence, rental yield, resale) and organize viewings.

Properties for Sale

Up-to-date long-term and seasonal rental portfolio by district. Bilingual contracts (TR + Montenegrin), deposits and handover protocols protecting both sides.

Properties for Rent

Valuation based on district sales data, m² benchmarks and property features. Price right before selling; never overpay when buying.

Real Estate Valuation

Which district is rising, which property type rents best? We track tourism zones, university areas and developing zones, and provide yield projections for your budget.

Investment Opportunities

Land analysis, zoning checks, contractor and architect referrals, cost planning, and contract management for joint development models.

Construction & Project Consultancy

With partner lawyers: title transfer, cadastre checks, inheritance and share resolution, rental disputes. Notary and apostille accompaniment for foreign buyers.

Real Estate Law Consultancy

Professional photos and copy, publication on investmne.com in 4 languages, social media announcements and matching with our active demand pool.

Real Estate Marketing

Local bank loan options, payment plan negotiation and seller financing alternatives — the lowest-cost structure for your budget.

Real Estate Finance Consulting

Property purchase for foreign nationals: tax number, bank account, title transfer and property-based residence permit. One team speaking Turkish, English and Serbian.

Foreign Investor Consultancy

How the Buying Process Works

1

Needs analysis

We define your budget and goal (residence, rental yield, resale) and build a tailored shortlist.

2

Viewings

We visit selected properties in person or by video and assess pros and cons objectively.

3

Checks & negotiation

Title/cadastre checks, mortgage/lien search and price negotiation on your behalf.

4

Notary & transfer

Preliminary contract, secure payment, notarization and registering the deed in your name.

5

After purchase

Tax number, property management, rental and, if you wish, a property-based residence application.

Frequently Asked Questions

Can foreigners buy property in Montenegro?

Yes. Foreigners may freely buy homes and commercial units in their own name. Agricultural land and some rural plots are bought through a Montenegrin company — which we set up for you.

What are the purchase costs and taxes?

Resale property carries a 3% transfer tax; a new-build from a developer includes VAT in the price. Notary and registry fees also apply. We prepare a clear, no-surprises cost sheet.

Does buying property grant residence?

Property ownership is a strong basis for a residence application. We plan the best route for you, combined with company- or work-based residence.

Can I buy without coming to Montenegro?

Yes. By notarized power of attorney we can handle everything from selection to title transfer on your behalf.

Can I get a loan?

We review local bank financing for foreigners and seller-financing options and structure the most suitable one with you.

Let's find the right property together

We'll build a tailored portfolio and roadmap around your budget and goals.

Property Listings Contact Us